Welcome COLUMBUS to
Your Cash Balance Pension Plans!
Retirement plan design for the most profitable businesses.
rebel Financial is an independent financial firm that builds custom retirement plans for profitable businesses that need maximum tax deferral and retirement benefits. We are locally owned and operated which means we build our plans to the highest standard because we are personally accountable and we strive every day to be the best because we cannot rest on "big company" laurels; just as you probably do with your business.
Furthermore, we are one of the few financial firms that will serve you and your employees as a fiduciary, which means that we look out for your best interests above all other considerations.
- We build your pension from scratch.
- Always a Fiduciary to you and your employees.
- We are "Fee-Only."
- We use actuary owned actuarial firms.
Building a better financial future, one plan at a time:
3(38) Fiduciary
What this means is that we have a legal responsibility to act in the best interests of you and your employees. Furthermore, we share the responsibility/liability of building and maintaining your plan, which very few financial firms are willing to do.
Transparent pricing
We are open and transparent in our pricing. We strive to make our process easy to understand so that you and your employees can evaluate the true value we deliver:
Fast plan design & implementation
In collaboration with you, the TPA, & the actuary, we will build you a plan that fits your business and maximizes your tax deferral and retirement benefits. Then we will get it implemented quickly so that you and your employees can begin to realize it’s benefits as quickly as possible.
Fee-only
Fee-only means that we only accept compensation from you and your employees. We do not share revenue or take kick backs from any fund, investment, or insurance company, as most other 401k providers do, which provides further assurance that we represent your interests 1st.
Cutting edge technology
As a smaller company, freed from the bureaucratic gridlock of most large institutions, we implement the newest technology years before most of our competitors to build your plan with the best available tools.
Freedom
As with everything else we do as a firm, we do not lock our clients into restrictive contract terms and work only contingent upon your complete satisfaction. You may terminate at any time with no termination charge from rebel Financial.

Great online platform
Great online access for you and your employees to monitor accounts and track retirement progress. Access your accounts from a PC, Mac, tablet or smart phone.
Builds in seemlessly with your 401k
Most of our plans are not built in a vacuum and our clients bundle their cash balance pension plan with a profit sharing 401k. We'll help you build both, make them work together and even bundle the plans to qualify you for better pricing.
Services we provide:
To sponsors/employers:
To participants/employees:
Unfortunately, we are prohibited from posting testimonials/reviews on our website by the SEC and the state regulatory authorities. However, we are allowed to have reviews on 3rd party sites on which we have no ability to manipulate them in our favor so that both positive and negative reviews can be equally evaluated by potential clients.Please view our reviews on Google Reviews by clicking here.
Example 1: Start-up
A Cash Balance Pension plan with a Safe Harbor, Profit Sharing 401k Plan with 5 participants and $250,000 plan assets (within the 1st year):
Employer Fees:
- TPA/RK flat fee: ~$1,750/yr.
- Individual fee for service items.
- Actuary flat fee: ~$3,800/yr.
Employee Fees:
- 0.7% from rF + 0.1% TPA/RK + 0.04% Custodian = 0.84%
- Average Investment Option Management Fee = 0.5%
- Total ~1.34%/yr.
Example 2: Take over plan
A Cash Balance Pension plan with a Safe Harbor, Profit Sharing 401k Plan with 15 participants and $2,500,000 plan assets:
Employer Fees:
- TPA/RK flat fee: ~$2000/yr.
- Individual fee for service items.
- Actuary flat fee: ~$4,800/yr.
Employee Fees:
- 0.6% from rF + 0.1% TPA/RK + 0.04% Custodian =0.74%
- Average Investment Option Management Fee = 0.5%
- Total ~1.24%/yr.
Confident in our process & plans
We guarantee that if you are not completely satisfied with your plan, we will do everything in our power to correct it to your satisfaction. If that fails, then we will give you a 100% refund of the current quarterly fee due and proactively help you to transition to your new retirement plan.*
*Applies to the whole first year of plan installation and operation.
